Your portfolio. Your device. Your control.

Professional-grade wealth tracking without the cloud, the subscription, or the compromise.

Download VaultKeep
🔒 No cloud
✕ No subscription
👁 No tracking
🔐 AES-256 encrypted
VaultKeep — Your Finances, Your Device, Your Control
  • Dashboard
  • Portfolio
  • Accounts
  • Holdings
  • Plan
  • History

Dashboard

£187,432.61
Cash
£34,218
Buffer: £18k
Invested
£158,214
Liabilities
£5,000
Cash Available
£16,218
Buffer OK
Risk: Low
VWRP
XNAQ
EQGB
CASH
100%
Local
Zero
Data Collected
£39.99
One-Time, No Subscription

Built for clarity and control

Private by Architecture

All data stays on your device. No cloud synchronisation. No telemetry. No analytics. Not as a feature toggle — as a fundamental design constraint.

One Purchase, Lifetime Use

Start free. VaultKeep is £39.99 once — no subscriptions, no annual renewals, no price increases. Your software, permanently.

Intelligent Without Surveillance

AI-powered portfolio analysis using your own API key. VaultKeep never sees, stores, or profits from your conversations.

See your finances clearly. Decide with confidence.

Net worth, allocation drift, risk signals, and trajectory — all computed locally, updated in real time. The data density of an institutional terminal, designed for personal portfolios.

VaultKeep — Your Finances, Your Device, Your Control

Net Worth Overview

Cash Available
£16,218
Monthly Spend
£1,500
Risk Level
Low
Concentration
Balanced
12-Month Projection

Set targets. Track drift. Rebalance with precision.

Define your target allocation. VaultKeep calculates drift in pounds and percentages, then generates contribution-only or full rebalancing scenarios. You decide when and how to act.

VaultKeep — Your Finances, Your Device, Your Control

Target Allocation

Asset Target Actual Drift (£)
VWRP 40% 40.2% +£374
XNAQ 25% 24.8% -£374
EQGB 15% 15.1% +£187
CASH 20% 19.9% -£187
Monthly Spend: £1,500
Buffer Required: 12 months = £18,000
Investable Cash: £16,218

Your portfolio, analysed by AI.

Ask questions, add holdings, check live prices, run scenarios — all through natural language. Supports OpenAI, Anthropic, Google Gemini, xAI, and DeepSeek. Conversations go directly to the provider. VaultKeep is never in the middle.

VaultKeep — Your Finances, Your Device, Your Control

Main Dashboard

Net Worth
£187,432.61
Chat Assistant
What is my current allocation drift?
Your largest drift is XNAQ at -£374 (0.2% below target). VWRP is slightly ahead at +£374.
Claude · Anthropic

Ask your portfolio anything. Get answers with live data.

VaultKeep's AI connects to live market data via EODHD — so it can check prices, compare investments, and calculate exact rebalancing quantities at today's prices. Like having a financial analyst with a Bloomberg Terminal on their desk.

Morning Briefing Live Rebalancing Stress Testing Price Comparison
VaultKeep — Your Finances, Your Device, Your Control

Live Portfolio Snapshot

VWRL.LSE
£96.42 +1.2%
BTC-USD.CC
$68,421 +3.4%
XNAQ.LSE
£43.18 -0.8%
Fear & Greed
52 Neutral
API budget: 8/20 calls used today — green zone
Chat Assistant
Where should I put my spare £3,000?
Based on your targets and live prices: buy 23 XNAQ at £43.18 (£993), 2 EQGB at £478 (£956), and £1,051 of BTC. This moves you closest to your 30/30/30/10 targets.
GPT-4o · OpenAI

Security you can verify, not just trust.

Local-First Storage

Your portfolio data never leaves your device. No accounts to create. No servers to trust. No breaches to worry about.

Encrypted Key Storage

API keys protected with PBKDF2 (200,000 iterations) and AES-GCM encryption via the Web Crypto API. Industry-standard, browser-native.

Transparent Architecture

React + TypeScript. Tauri desktop. Open security model. No obfuscation. No dark patterns. No hidden network calls.

Simple, honest pricing.

Two plans. No surprises. No subscriptions.

Free
£0
forever
  • Full portfolio dashboard
  • Up to 3 accounts and 5 holdings
  • Target allocation and rebalancing
  • Risk signals and trajectory charts
  • 16 built-in themes
  • CSV import and JSON backup
  • EODHD price feeds (20 calls/day, your own key)
  • No AI assistant
Download Free
No account required. Your data stays on your device.
Best Value
VaultKeep
£39.99
one-time purchase
  • Everything in Free, unlimited
  • Live market data via EODHD (your own free API key)
  • AI assistant with live market access (BYOK)
  • Monte Carlo projections
  • Dividend tracking and income projections
  • Unlimited accounts, holdings, and assets
  • Snapshot history and projections
  • Desktop app (Windows and macOS)
  • Lifetime updates
Get VaultKeep
Pay once. Yours forever. No subscription.
YNAB charges £84 per year. Quicken charges £90 per year. VaultKeep costs £39.99 once.

Frequently asked questions

Where is my data stored? +
On your device. VaultKeep stores all portfolio data in your browser's local storage or, for the desktop app, in an encrypted file on your machine. Nothing is transmitted to any server.
Do I need an internet connection? +
No. VaultKeep works fully offline. Price feeds and the AI assistant require internet when you choose to use them, but the core application — your dashboard, calculations, and portfolio — works without any connection.
How does the AI assistant work without sending my data to VaultKeep? +
You provide your own API key from providers like OpenAI or Anthropic. When you ask a question, VaultKeep sends your query directly from your browser to that provider. We are never in the middle, never see the conversation, and never store it.
What happens if I lose my device? +
VaultKeep includes JSON export for full backups. We recommend exporting regularly. The desktop app stores data locally, so standard device backup practices apply.
Is VaultKeep regulated by the FCA? +
VaultKeep is a portfolio tracking tool, not a financial service. It does not provide investment advice, manage client funds, or execute trades. All calculations are informational. You make your own decisions.
Can I use VaultKeep on multiple devices? +
The web version works in any modern browser. The desktop app runs on Windows and macOS. Data is stored locally per device. You can transfer data between devices using the JSON export and import feature.

Start managing your portfolio with clarity and control.

Download VaultKeep Free